We help households see their future, and change it.

Why we built Richwise

Most money apps look backwards. They tell you where last month went and leave the rest to you. We wanted something that looks forward: an app that shows where today's habits are taking you, and exactly what one small change would do to that path.

What Richwise does

Richwise connects your accounts, sorts your spending and shows your net worth in one place. Then it goes further.

• The Crystal Ball projects your net worth at any age and lets you test life decisions before you make them.
• Level Up finds the moves that matter most, each with a clear dollar value.
• Alerts let you know when something drifts off track, before it becomes a problem.
• Skill Up teaches the ideas behind every number, in a few minutes at a time.

What we believe

Money should feel clear and hopeful, never shameful. Everyone deserves an honest picture of their numbers, explained in plain words. Small, steady improvements beat dramatic resolutions. And your financial data belongs to you, not to advertisers.

How we make money

Members pay a simple monthly or yearly price. That is our business. We do not run ads, and we never sell or rent your data. When Richwise shows a partner offer inside a Circle, it is clearly labelled and never changes the advice you see.

Who we are

Richwise is built by a small team of engineers, designers and personal finance educators based in Canada. We use Richwise to run our own households, and we read every piece of feedback members send us.

Education, not financial advice

Richwise helps you understand your money and the trade-offs in front of you. Every projection is labelled as an estimate. For decisions that depend on your full personal situation, speak with a licensed professional.